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![]() Our flexible loan programs offer: FIXED RATE LOANS WITH OR WITHOUT POINTS Our competitive fixed rates vary based on the number of points (in the form of a discounted note). Or you can get fixed rates with zero points at slightly higher rates per annum. LARGE AND SMALL LOANS Loan amounts can range from $10,000 to $1,000,000 and can be secured with a first, second or third deed of trust. FLEXIBLE TERMS & UP TO A SIX MONTH GRACE PERIOD ON YOUR FIRST PAYMENT Loan structures are based on a borrower's ability to pay. First payment can be delayed up to six full months upon request. Terms vary from interest-only (for 1-15 years) per annum or amortized -- up to 15 years. EXISTING CONDITION LOANS PLUS CONSTRUCTION LOANS Capital City Mortgage will lend up to 50% of the current appraised value on real estate in existing condition and can provide additional funds for construction costs on a DRAW SCHEDULE. LOANS TO BORROWERS WITH MAJOR CREDIT PROBLEMS Capital City Mortgage makes loans to borrowers with major credit problems -- whether the customer is employed, self-employed or retired. Loans need not be applied to pay liens which do not affect the title of the property securing the loan. Products & Services Con't. Products & Services Con't. -- Special Prod. & Serv. Con't. -- Seller Financing |
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